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This is exactly what happens when Republicans get their way and regulations get lifted. Crooks immediately swarm on everyday people and figure out ways for their companies to send individuals giant unpayable bills or screw them financially some other way. So much freedom:

 

Health Insurance That Doesn’t Cover the Bills Has Flooded the Market Under Trump

 

The administration’s moves to weaken the Affordable Care Act have taken hold, and companies are cashing in.

 

Six months after David’s surgery, the Diaz family got a particularly big surprise bill—an error, Marisia thought when she saw the invoice. But when she called her insurer, she was told she’d have to pay the full amount: $244,447.91.

 

https://www.bloomberg.com/news/features/2019-09-17/under-trump-health-insurance-with-less-coverage-floods-market

Edited by GCrites80s

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Look at Ohio where the rural areas are capable of being swayed such as in the case of Strickland voters. Kasich knew that there was a possibility of losing those folks if he didn't push the Medicaid expansion here. Some other states don't have that since their rural voters will go R every time. Even Ozzy Osbourne knows that it's stupid to kill your fans.

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On 7/2/2018 at 6:49 PM, KJP said:

Kentucky being Kentucky -- then again, Ohio has been a gubernatorial breath away from letting its bubba legislature do the same thing here....

 

Bevin cuts dental, vision benefits to nearly 500K Medicaid recipients

https://www.courier-journal.com/story/news/2018/07/02/dempcrats-blast-matt-bevin-cuts-medicaid-rash/749974002/

 

With Bevin losing to Beshear tonight, I think there is some hope that these benefits can be restored.

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https://www.cbsnews.com/news/mental-health-insurance-coverage-families-fight-for-life-saving-care/

Quote

In 2013, Brian Cada's 15-year-old daughter Nicole took her own life. A year and a half later, his younger attempted suicide. She was 14. 

"She was unable to really process the death of her sister. She kept it inside," Cada said.

Residential treatment was denied. A less intensive level of care was approved. 

"The hospital ... said what that translates to is your daughter has not failed often enough to get a longer-term treatment center," Cada said.

After a second suicide attempt, she was approved for residential care. After three weeks there, the clinical staff described "an increase in suicidal ideation," and that she "clearly" met criteria to continue treatment there.

But just a few days later, the insurer, United Behavioral Health (UBH), part of UnitedHealth Group, wrote: "the services asked for are not medically needed."

 

Quote

Cada's daughter left that residential facility in 2017, and now they have very little contact.

"I believe that she blames me for the loss of her sister," Cada said.

"Where does that leave you?" LaPook asked him.

"It leaves me with the sensation that I have really lost both daughters," he responded.

 

Uh, yeah, I'm good with abolishing private insurance.


Very Stable Genius

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The GOP is more interested in killing Americans than providing affordable health care....

 

 


"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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https://www.congress.gov/bill/116th-congress/house-bill/5596/text?r=1&s=1&fbclid=IwAR2L2g09TYX5yygq0Mh9pxLqtzeoPYezvXRzyyiByiEnTmEkUJc3G7qq3EQ

 

Quote

Changes to HSAs if passed:

-Increases maximum personal HSA contribution to $10,800 (subject to COLA)

-Increases maximum family HSA contribution to $29,500 (subject to COLA)

-HDHP no longer required to contribute to an HSA. Any health plan, insurance, or ministry plan qualifies.

-HSA funds can be used to pay for healthcare premiums.

-HSA funds can be used for "periodic fees paid to a physician for a defined set of medical services or for the right to receive medical services on an as-needed basis". So if your physician or dentist offers a monthly plan directly from them, you can use HSA funds to pay for this.

-HSA penalty for non-qualified distributions reduced from 20% to 10%.

-HSA can be used for any prescription or over-the-counter medicine or drug and for any insurance co-pays. (the current law states that HSA can only be used for prescribed medicine and insurance co-pays)

 

Love to live in a country where one party thinks setting aside $30k annually for healthcare costs is reasonable.


Very Stable Genius

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2 hours ago, DarkandStormy said:

https://www.congress.gov/bill/116th-congress/house-bill/5596/text?r=1&s=1&fbclid=IwAR2L2g09TYX5yygq0Mh9pxLqtzeoPYezvXRzyyiByiEnTmEkUJc3G7qq3EQ

 

 

Love to live in a country where one party thinks setting aside $30k annually for healthcare costs is reasonable.

I don’t think they think putting $30k aside for healthcare is reasonable. It’s much more simple than that. HSAs can be used as retirement accounts similar to IRAs or 401(k)s. Once you hit 59.5 or 69.5 ( I can’t remember the exact age) you can withdraw penalty free. If you have enough income/cash flow then you can use an HSA to shelter another ~$30k a year tax deferred. Especially helpful if you currently have a healthcare plan that isn’t a HDHP and can put away an extra $30k a year. 
 

Edit: although I do think some of the other provisions would be helpful to everyone, such as paying premiums out of an HSA or if you’re a government employee in some places the ability to set one up for non HDHPs.

Edited by RDB

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But we're the greatest country on Earth 

 

lcpqbr71ty941.png


"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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Wow. Just, wow.......

 

 


"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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America sinks deeper into its own silliness....

 

"You wouldn't think you'd go to jail over medical bills": County in rural Kansas is jailing people over unpaid medical debt

https://www.cbsnews.com/news/coffeyville-kansas-medical-debt-county-in-rural-kansas-is-jailing-people-over-unpaid-medical-debt/


"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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17 minutes ago, KJP said:

America sinks deeper into its own silliness....

 

"You wouldn't think you'd go to jail over medical bills": County in rural Kansas is jailing people over unpaid medical debt

https://www.cbsnews.com/news/coffeyville-kansas-medical-debt-county-in-rural-kansas-is-jailing-people-over-unpaid-medical-debt/

 

As long as the House, Senate and other members and employees of the Federal Government get their taxpayer funded health insurance, I'll continue to ask for mine.   

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For some reason I'm not laughing....

 

Healthcare costs.jpg


"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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10 hours ago, KJP said:

 

 

I hate to say it, but this is probably a good thing for many of the people in rural America who have little access to health care (yet they vote for Trump).  

 

Trump has been gutting foreign visas, which were a large supply of rural doctors who would agree to take up practice in an underserved area in return for the visa. 

 

Meanwhile, we wait for the Trump and GOP health care "plan."   

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Still waiting on a GOP alternative to the ACA.  In the meantime, they are back in court trying to strike it down. 

 

Supreme Court to Hear Obamacare Appeal

The Affordable Care Act, which has survived two major challenges in the Supreme Court, faces another test.

 

https://www.nytimes.com/2020/03/02/us/supreme-court-obamacare-appeal.html?emc=edit_na_20200302&ref=cta&nl=breaking-news&campaign_id=60&instance_id=0&segment_id=21789&user_id=f3e2d84689cadb027d6c8e8bfe6c40ee&regi_id=79710860

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"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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So it has a plurality to a modest majority support amongst Democrats.  But how's if faring amongst independents?  You have to build an electoral coalition to make it happen- one that's going to require Blue Dog Democrats and maybe even some moderate Republicans.  Just getting Bernie into office doesn't accomplish much.

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I’m interested to see if the COVID-19 outbreak will change public policy opinion.

 

The Trump administration has proposed using emergency funds to cover uninsured people going to the hospital to be treated. Strange they seem to admit it’s bad for the country to have sick people running around because they can’t afford to see a doctor. Socialism 😱

 

Similar we’re seeing Public health arguments for guaranteed paid leave.

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A guy I used to play in a band with is working for a biomedical company that is trying to develop a simple at-home coronavirus test:

https://spectrum.ieee.org/the-human-os/biomedical/diagnostics/biotech-pioneer-home-test-kit-coronavirus

 

His group recently developed an ultrasound device that plugs into iphones:

https://www.techradar.com/uk/news/butterfly-iq-is-a-pocket-sized-ultrasound-scanner-which-could-revolutionise-healthcare

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As we see more and more people losing their jobs, many due to government intervention, let us kill the notion that "your healthcare should be tied to your employment" was ever a good idea.

 

Health care coverage should be a right for everyone, regardless of employment status.


Very Stable Genius

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43 minutes ago, DarkandStormy said:

As we see more and more people losing their jobs, many due to government intervention, let us kill the notion that "your healthcare should be tied to your employment" was ever a good idea.

 

Health care coverage should be a right for everyone, regardless of employment status.

I don't think this is reaching far enough into white collar America yet to invoke any change.   Once millions of middle manager suburbanites are pushed off their health insurance and forced to buy COBRA coverage, you'll start to hear complaints.  

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To clarify, loss of insurance *due* to job loss is a qualifying event.

 

 


"Life is 10% what happens to you and 90% how you respond." -- Coach Lou Holtz

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