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Hts121

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This is exactly what happens when Republicans get their way and regulations get lifted. Crooks immediately swarm on everyday people and figure out ways for their companies to send individuals giant unpayable bills or screw them financially some other way. So much freedom:

 

Health Insurance That Doesn’t Cover the Bills Has Flooded the Market Under Trump

 

The administration’s moves to weaken the Affordable Care Act have taken hold, and companies are cashing in.

 

Six months after David’s surgery, the Diaz family got a particularly big surprise bill—an error, Marisia thought when she saw the invoice. But when she called her insurer, she was told she’d have to pay the full amount: $244,447.91.

 

https://www.bloomberg.com/news/features/2019-09-17/under-trump-health-insurance-with-less-coverage-floods-market

Edited by GCrites80s

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72 Percent of All Rural Hospital Closures Are in States That Rejected the Medicaid Expansion

States that refused Obamacare's Medicaid expansion are hemorrhaging hospitals in rural areas.

https://www.gq.com/story/rural-hospitals-closing-in-red-states


"The boss rolls up in a new Lamborghini and tells his staff 'The greatest part about America is that hard work breeds wealth. So if you work hard and dedicate yourself tirelessly to the task at hand, I can get another new Lamborghini next year.'” -- Overheard in a Cleveland bar.

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Look at Ohio where the rural areas are capable of being swayed such as in the case of Strickland voters. Kasich knew that there was a possibility of losing those folks if he didn't push the Medicaid expansion here. Some other states don't have that since their rural voters will go R every time. Even Ozzy Osbourne knows that it's stupid to kill your fans.

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On 7/2/2018 at 6:49 PM, KJP said:

Kentucky being Kentucky -- then again, Ohio has been a gubernatorial breath away from letting its bubba legislature do the same thing here....

 

Bevin cuts dental, vision benefits to nearly 500K Medicaid recipients

https://www.courier-journal.com/story/news/2018/07/02/dempcrats-blast-matt-bevin-cuts-medicaid-rash/749974002/

 

With Bevin losing to Beshear tonight, I think there is some hope that these benefits can be restored.

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https://www.cbsnews.com/news/mental-health-insurance-coverage-families-fight-for-life-saving-care/

Quote

In 2013, Brian Cada's 15-year-old daughter Nicole took her own life. A year and a half later, his younger attempted suicide. She was 14. 

"She was unable to really process the death of her sister. She kept it inside," Cada said.

Residential treatment was denied. A less intensive level of care was approved. 

"The hospital ... said what that translates to is your daughter has not failed often enough to get a longer-term treatment center," Cada said.

After a second suicide attempt, she was approved for residential care. After three weeks there, the clinical staff described "an increase in suicidal ideation," and that she "clearly" met criteria to continue treatment there.

But just a few days later, the insurer, United Behavioral Health (UBH), part of UnitedHealth Group, wrote: "the services asked for are not medically needed."

 

Quote

Cada's daughter left that residential facility in 2017, and now they have very little contact.

"I believe that she blames me for the loss of her sister," Cada said.

"Where does that leave you?" LaPook asked him.

"It leaves me with the sensation that I have really lost both daughters," he responded.

 

Uh, yeah, I'm good with abolishing private insurance.


Very Stable Genius

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True?

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"The boss rolls up in a new Lamborghini and tells his staff 'The greatest part about America is that hard work breeds wealth. So if you work hard and dedicate yourself tirelessly to the task at hand, I can get another new Lamborghini next year.'” -- Overheard in a Cleveland bar.

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Some will die. Murderers...

 

Insulin prices double, forcing diabetics to carefully budget

https://www.beaconjournal.com/news/20191209/insulin-prices-double-forcing-diabetics-to-carefully-budget/1


"The boss rolls up in a new Lamborghini and tells his staff 'The greatest part about America is that hard work breeds wealth. So if you work hard and dedicate yourself tirelessly to the task at hand, I can get another new Lamborghini next year.'” -- Overheard in a Cleveland bar.

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The GOP is more interested in killing Americans than providing affordable health care....

 

 


"The boss rolls up in a new Lamborghini and tells his staff 'The greatest part about America is that hard work breeds wealth. So if you work hard and dedicate yourself tirelessly to the task at hand, I can get another new Lamborghini next year.'” -- Overheard in a Cleveland bar.

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https://www.congress.gov/bill/116th-congress/house-bill/5596/text?r=1&s=1&fbclid=IwAR2L2g09TYX5yygq0Mh9pxLqtzeoPYezvXRzyyiByiEnTmEkUJc3G7qq3EQ

 

Quote

Changes to HSAs if passed:

-Increases maximum personal HSA contribution to $10,800 (subject to COLA)

-Increases maximum family HSA contribution to $29,500 (subject to COLA)

-HDHP no longer required to contribute to an HSA. Any health plan, insurance, or ministry plan qualifies.

-HSA funds can be used to pay for healthcare premiums.

-HSA funds can be used for "periodic fees paid to a physician for a defined set of medical services or for the right to receive medical services on an as-needed basis". So if your physician or dentist offers a monthly plan directly from them, you can use HSA funds to pay for this.

-HSA penalty for non-qualified distributions reduced from 20% to 10%.

-HSA can be used for any prescription or over-the-counter medicine or drug and for any insurance co-pays. (the current law states that HSA can only be used for prescribed medicine and insurance co-pays)

 

Love to live in a country where one party thinks setting aside $30k annually for healthcare costs is reasonable.


Very Stable Genius

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2 hours ago, DarkandStormy said:

https://www.congress.gov/bill/116th-congress/house-bill/5596/text?r=1&s=1&fbclid=IwAR2L2g09TYX5yygq0Mh9pxLqtzeoPYezvXRzyyiByiEnTmEkUJc3G7qq3EQ

 

 

Love to live in a country where one party thinks setting aside $30k annually for healthcare costs is reasonable.

I don’t think they think putting $30k aside for healthcare is reasonable. It’s much more simple than that. HSAs can be used as retirement accounts similar to IRAs or 401(k)s. Once you hit 59.5 or 69.5 ( I can’t remember the exact age) you can withdraw penalty free. If you have enough income/cash flow then you can use an HSA to shelter another ~$30k a year tax deferred. Especially helpful if you currently have a healthcare plan that isn’t a HDHP and can put away an extra $30k a year. 
 

Edit: although I do think some of the other provisions would be helpful to everyone, such as paying premiums out of an HSA or if you’re a government employee in some places the ability to set one up for non HDHPs.

Edited by RDB

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