adding information for non-accredited investors, small developers, and possible development projects… the focus will be on equity and debt crowd funding... the info below is an introduction...
There are three primary types of crowdfunding where the participants expect to get something in return for their investments (unlike donation crowdfunding platforms, such as GoFundMe).
Rewards crowdfunding (e.g. Kickstarter and Indiegogo)
Equity crowdfunding (e.g. WeFunder, StartEngine, Republic, and other "funding portals"), also known as investment crowdfunding or crowd-investing.
Debt crowdfunding (e.g. LendingClub and Prosper, and some offerings on the above funding portals).
Note that real-estate crowdfunding can be grouped under the category of either equity crowdfunding or debt crowdfunding, depending on the structure of the real-estate investment offerings.
jobs act 2012 - The JOBS Act was signed into law by President Obama in 2012, allowing companies to acquire funding through online portals from non-accredited investors, which roughly accounts for 97 percent of the population in the United States. On May 16, 2016, Title III of the JOBS Act, also known as regulation crowdfunding, or equity crowdfunding...
Reg CF allows an entity to raise a crowdfund of up to 1.07 million… FINRA funding portal needed… https://www.finra.org/industry/funding-portals
example of portal based in pittsburgh... https://www.smallchange.com/projects
fractionalization (blockchain) - allows real estate (or other assets) to be divided into shares so that it’s affordable to more people… if it’s revenue sharing, you receive your share of income from the rent…
security tokens - are cryptographic tokens that pay dividends, share profits, pay interest or invest in other tokens or assets to generate profits for the token holders. Security Token Exchanges form an essential part of the security token ecosystem by providing access to tokens and liquidity. Essentially, they provide liquidity for security tokens...
Incremental development organization - For aspiring developers, we offer training classes to help people take the first steps toward their small scale real estate development projects.
For city champions, we help identify where policies and practices are becoming unnecessary barriers and partner with local organizations to pilot projects that support small development in a targeted area. https://www.incrementaldevelopment.org/events